TERMS AND CONDITIONS FOR ALL TURNING POINT SERVICES, LTD.

EVENTS UPDATES These TERMS and CONDITIONS are subject to change at any time and at the sole discretion of Rita Abdallah or of TURNING POINT SERVICES, LTD. Please visit the site regularly for updates to these TERMS and CONDITIONS.

TERMS AND CONDITIONS

Please carefully read the following TERMS and CONDITIONS relating to your participation in any of TURNING POINT SERVICES, LTD (“Promoter”, [collectively “we,” “us,” or “our”]) events or seminars live or otherwise broadcast. These TERMS and CONDITIONS are relevant to all Promoter events and seminars including but not limited to events conducted in conjunction with ritaabdallah.com and any other site that we have owned or operated, do own and operate, or may own or operate in the future, including social media sites. For the purposes of this SITE and since registrants may register for only one event at a time, all events and seminars will be referred, from here forward, in the singular tense as simply the “SEMINAR.” By registering for the SEMINAR at any one of our locations (“Hotel”), you (the “Attendee”) signify your acceptance of and obligation to these TERMS and CONDITIONS. If you have objections to the following TERMS and CONDITIONS, you should not register for or attend the SEMINAR.

ATTENDEE CONDUCT

Promoter requires all Attendees to be respectful and professional to any staff, location hosts, speakers, and other attendees and their guests or families throughout the SEMINAR, even during non-scheduled downtime or breaks. The Promoter reserves the right to ask the Attendee and/or their guests to leave the conference room and Hotel immediately should they be deemed rude, uncooperative, unprofessional, intoxicated, or in possession of alcohol or any illegal substance. In such case, the Attendee’s tuition/fees for the SEMINAR will not be reimbursed under any circumstances and the Attendee will not receive any future products, services, or correspondence from the Promoter. Attendee will also not receive any of our advertised bonuses or qualify for our satisfaction guarantee or any other written or implied guarantee.

LIABILITY WAIVER

While we take every possible measure to ensure Attendee safety at the SEMINAR, we cannot control everything. For this reason, Attendee is legally responsible for their safety and behavior, and agrees to and is held legally liable to the following statements:

I, the willing Attendee of the SEMINAR, hereby accept all risk to my health and of my injury or death that may result from participating in the SEMINAR and I hereby release the Promoter, Rita Abdallah, and their officers, employees, interns, contractors, sponsors and representatives from any and all liability to me, my personal representatives, estate, heirs, next of kin, and assigns for any and all claims and causes of action for loss of or damage to my property and for any and all illness or injury to my person, including my death, that may result from or occur during my participation at the SEMINAR, whether caused by negligence of the Promoter, its governing board, officers, employees, or representatives, or otherwise. I further agree to indemnify and hold harmless the Promoter, Rita Abdallah, and any third-party company from liability for the injury or death of any person(s) and damage to property that may result from my negligent or intentional act or omission while attending and participating in the SEMINAR. Under no circumstances will the Promoter or Rita Abdallah or their assigns be held liable for my injury or death or any loss or damage of my personal belongings resulting from my participation in the SEMINAR. Should I require emergency medical treatment as a result of accident or illness arising during my attendance and participation in the SEMINAR, I consent to such treatment. I acknowledge and I agree to be financially responsible for any medical or legal bills that may be incurred as a result of emergency medical treatment. I will notify the Promoter verbally and in writing if I am at any time injured prior to, during, or after the SEMINAR in my travels or attendance, or if I have medical conditions about which emergency medical personnel should be informed; however, I understand that the Promoter is not legally obligated to act on that information in any way or to providing any medical service whatsoever to me. I agree that if I have any medical or psychological conditions that may hamper me from fully and healthfully participating in the SEMINAR that I will notify the Promoter and that the Promoter retains the right to ask that I not participate in portions of or the entirety of the SEMINAR.

LIABILITY DISCLAIMER: NO PROFESSIONAL ADVICE

The information contained in or made available by the Promoter, Rita Abdallah, or any third-party through the SEMINAR or their websites or services cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, mental, financial, medical, psychological, or legal fields. Promoter does not offer any professional personal, medical, financial or legal advice and none of the information contained in the SEMINAR should be confused as such advice. Neither the Promoter, Rita Abdallah, nor their assigns, sponsors, speakers, partners, contractors or any of their affiliates will be liable for any direct, indirect, consequential, special, exemplary or other damages to the Attendee or the Attendee’s business, including economic loss, that may result from participation in the SEMINAR or from the use of, or the inability to use, the materials, information, or strategies communicated through the SEMINAR or any products or services provided pursuant to the SEMINAR, even if advised of the possibility of such damages. Under no circumstances, including but not limited to negligence, will the Promoter or Rita Abdallah be liable for any special or consequential damages that result from Attendee’s participation in the SEMINAR. To be clear: You, the Attendee, alone are responsible and accountable for your decisions, actions and results in life, and by your participation in our SEMINAR, you agree not to attempt to hold us, the Promoter or Rita Abdallah, liable for any decisions, actions or results that you make or experience in business or in life due to your participation in this SEMINAR at any time, under any circumstance.

CONFIDENTIALITY AND NON-COMPETE

Attendee hereby understands that the tools, processes, strategies, materials and information presented in the SEMINAR are confidential, copyrighted, and proprietary to the Promoter and agrees not to record, duplicate, distribute, summarize, teach or train from the SEMINAR materials in any manner whatsoever without the express written permission of the Promoter. Any unauthorized use or distribution of these proprietary concepts, materials, and intellectual property by you or your representatives is prohibited and the Promoter will pursue legal action and full damages if these terms are violated in order to protect its rights.

YOUTH POLICY

Children under the age of 15 are not permitted to attend the SEMINAR. A parent or guardian must accompany, throughout the entire SEMINAR, adolescents older than 15 years and younger than 18 years old.

ADULT LANGUAGE/CONTENT

During our SEMINAR, we will discuss several adult topics relating to personal and professional growth. We will also occasionally use adult or profane language to emphasize a point or connect with or surprise the audience (though we will never be lewd, and we will always use tact and discretion in doing so). Participants who are uncomfortable with such topics or language should not attend the SEMINAR.

AUDIO/VISUAL RULES AND RELEASE

Attendees may not, at any time or under any circumstance, use any type of recording device to capture the information provided at the SEMINAR. No recording devices, photography or videography are allowed in the SEMINAR room. By participating in the SEMINAR, Attendee understands that portions of the SEMINAR’s live events may be recorded in video and audio and/or captured in still and/or digital photographs by the Promoter. Attendee agrees that the Promoter and its assigns have the right and permission to use such recordings and photographs should they include Attendee’s name, likeness, voice, biographical details, testimonial, or photograph for marketing, advertising, or any other purpose in any media or format, online and/or offline, now or hereafter without further compensation, permission, or notification to the Attendee. Attendee understands and agrees that all recordings from the Promoter’s events are the exclusive rights of the Promoter and the Attendee does not ask for or expect compensation for the use of recordings or photographs in which Attendee appears or speaks. Promoter owns all rights of any audio, video, and/or photograph captured during the Promoter’s SEMINAR or at any of the Promoter’s other live events.

TERMS OF USE AND PRIVACY POLICY

By visiting our event sites and participating in the SEMINAR, Attendees acknowledge and agree that they are subject to the TERMS OF USE and PRIVACY POLICY of the Promoter, which are listed at: http://www.ritaabdallah.com/terms.

CANCELLATION POLICY

Once Attendee registers for the SEMINAR, we make extensive arrangements and investments while anticipating their tuition and attendance, and in the case of their cancellation, we incur significant administration hassles, expenses, and loss of business. Given this fact, we do not accept cancellations or issue refunds beginning 10 days after Attendee has registered for the SEMINAR. If Attendees cancel within 10 days of registering, they will receive a full refund, but any Attendee seeking to cancel their registration after 10 days will not receive under any circumstances a refund. Again, this is due to the extremely limited seating for an event of this nature. If you are unsure of whether or not you can attend the event, do not register. If for whatever reason you are unable to attend the event after you have registered and after 10 days have passed since registering, we will happily transfer your ticket to someone else or allow you to attend a future Promoter event on the same topic at our sole discretion.

Note: The reason we have a cancellation policy as stated is because each SEMINAR is anticipated to sell out. When an Attendee cancels, we have to manage the administration challenges as well as restart the marketing machine to fill the spot. It is for this reason why we allow 10 days to cancel, but after those 10 days we do not issue refunds. It really does cost us substantial time and resources to process and to refund a payment, to reimburse the promoter or affiliate from which the Attendee signed up, to communicate all this with Rita Abdallah and the Attendee and the promoter and the event planner for the SEMINAR, and to restart the marketing machine to fill spots, which includes (re)crafting marketing messages, (re)creating emails, postcards, mailings, and (re)involving Rita Abdallah’s time. Given the number of our Attendees, it is important for us to maintain this policy. This is our only method to ensure that serious participants sign up for the SEMINAR and that we do not lose business on empty seats. Attendees can request cancellations or to attend a future event via the correspondence information below.

EARNINGS DISCLAIMER

We don’t believe in “feel better quick” programs – only in personal introspective hard work, value, building a lively and professional career, and serving others with excellence and constancy. Our programs are intended to help you look inward and discover your message or perhaps share your message with a broader audience. Our products bring about hard work and discipline, just like any other worthwhile endeavor or professional continuing education program. Please don’t enroll in our programs if you believe in the “feel better quick” myth or ideology; we only want serious people dedicated to real personal development who want to add value and to move humanity forward. As stipulated by law, we cannot and we do not make any guarantees about your ability to get results, or earn any money, with our ideas, information, tools or strategies. We do not know you. Your results in life are up to you. We just want to help you by providing great content, direction, and strategies. What we may guarantee is your satisfaction; we give you a 30-day 100% satisfaction guarantee, so if you are not happy for any reason with the quality of our products, just ask for your money back. You should know that all products and services by Turning Point Services, Ltd. are for informational purposes only. Nothing at the SEMINAR or on its SITE, any of our SITES, or any of our content or curriculum construes a promise or a guarantee of results, monetary or otherwise. We do not offer any legal, medical, tax, or other professional advice. Any monetary numbers referenced here, at the SEMINAR, or on any of our SITES, are illustrative of concepts only and should not be considered average earnings, exact earnings, or promises for actual or future earnings or performance. Making decisions, based on any information presented in our SEMINARS, products or services, or SITES, should be done only with the knowledge that you could experience risk or losses just like any entrepreneurial endeavor. Use caution and always consult your accountant, lawyer, or professional advisor before acting on this or any information related to a lifestyle change or your business or finances. You alone are responsible and accountable for your decisions, actions, and results in life. By your registration here or on any of our SITES, you agree not to attempt to hold us liable for your decisions, actions, or results at any time or under any circumstance.

SATISFACTION GUARANTEE

As stated on our site and in our marketing, we guarantee that Attendees will be 100% satisfied with the SEMINAR should they attend the entire event. Satisfaction is defined as the Attendees belief that we have delivered on what we have promised in promoting the SEMINAR based on our SEMINAR registration site. If Attendees are not satisfied at the conclusion of the event after having attended the entire event, and they notify us in the manner described herein, we will refund their tuition to the SEMINAR and we may also reimburse their hotel stay and airfare to the event. (The only travel reimbursements that are refundable are a Friday and Saturday night stay at our event Hotel, which the Attendee must have stayed at, and domestic airfare to the event. International airfare will not be reimbursed at any time under any circumstance. All receipts for such expenses must be submitted to the Promoter upon request and any travel reimbursements are at the sole discretion of the Promoter. Participants who are not satisfied with the SEMINAR must, at the immediate conclusion of the SEMINAR, verbally notify one of our staff members of their dissatisfaction. Unsatisfied Attendees must also turn in all of their course materials as well as their personal notes taken from the SEMINAR. In some cases an unsatisfied Attendee may be asked to submit a letter explaining their reasons for dissatisfaction as well as their travel receipts if requesting travel reimbursement. Any reimbursements will be made within 60 days of the event. All reimbursements are at the sole discretion of the Promoter and all Promoter decisions are final and binding. Any statements of dissatisfaction or requests for refunds received after 24 hours of the event will not qualify for this guarantee.

Note: A guarantee represents a promise about the quality of services delivered; if an attendee never experienced the services (i.e. attends the SEMINAR), the guarantee obviously does not apply. Further, the guarantee cannot be substituted or confused with the cancellation policy.

CORRESPONDENCE CONTACT

Turning Point Services, Ltd.
PO Box 351
Avon, Ohio 44011-0351
Telephone: 1-440-401-2388
Email: rita@ritaabdallah.com

REVIEW AND JURISDICTION

These TERMS and CONDITIONS will be governed by and construed in accordance with the laws of the State of Ohio. Attendee agrees that any dispute that arises out of or relates to these TERMS and CONDITIONS will be resolved via nonbinding mediation in the State of Ohio via a professional mediator obtained by the Promoter. If a successful mediation is not reached, Attendee agrees to binding arbitration arbitrated in the State of Ohio in accordance with the policies set forth by the American Arbitration Association. If any of these TERMS and CONDITIONS are found unlawful, void, or for any reason unenforceable, then that provision will be considered severable from the remaining TERMS and CONDITIONS, and will not affect the validity and enforceability of the remaining provisions.